Wondering why you should use a mortgage broker over going directly to the bank yourself? Here are just some of the reasons to use a mortgage broker to search for your next mortgage.
Our advice and services are completely free
All mortgage brokers are paid a commission/procuration fee from insurers and lenders when we place you with them. Unlike many brokers who will then also charge you an additional fee on top of that, we don’t charge you anything for our services throughout the process.
We check your circumstances to give you the best chance of meeting a lender’s criteria
We’ll complete a fact find meeting with you to capture as much information as needed to offer you tailored advice to your specific circumstances. We’ll then find the best lender to fit you and your mortgage needs.
We sometimes get access to exclusive products not otherwise available
Your mortgage broker can give you access to a wider range of products than if you were to research the market yourself and look at a lenders’ mortgage product offerings. We may even be able to offer products that aren’t available to the general public, to get you the best interest rate possible.
We complete all of the mortgage paperwork so you don’t have to
No one likes admin but unfortunately sometimes it can’t be avoided. We’re here to support you throughout the process and we’ll complete all the paperwork to get you a mortgage offer from a lender.
Mortgage Brokers are FCA authorised experts offering independent advice
Mortgage Links are directly authorised and regulated by the Financial Conduct Authority (FCA) so you can be sure you’ll be handled professionally throughout your mortgage application. All of our brokers have passed the necessary requirements to give mortgage and insurance advice as per the FCAs requirements. We have a duty of care to you as our customer, meaning we’re on your side. We offer independent mortgage advice from over 90 different lenders whereas a bank’s mortgage adviser can only advise you on that specific bank’s products.
You can view our authorisation with the FCA using this link!
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*All information up to date at time of writing, speak to your advisor for specific advice for your own circumstances.
